Our Commitment to You
Your privacy is important to us and we are committed to protecting the personal information you provide to us. We hold all personal information provided by our clients in the strictest confidence and it is our objective to protect the privacy of all clients. Except as permitted or required by law, we do not share personal information about our clients with nonaffiliated parties. We do not sell, rent, or trade your personal information to anyone. We work hard to protect your privacy and provide you with the information you need to help you keep your personal information private and secure.
Information We Collect and Why
Investment Link collects various types of information about you, such as your device-related information, server log information (including the date and time of day of your visit, average time spent on our Site, browsing activity, number and frequency of visitors, include the websites that you access immediately before and after your visit to our Site, the Internet browser you are using, your IP address, and any site that referred you to Investment Link). We also collect information that you input into our Site, e.g., by beginning the subscription sign up process or by commenting on the Investment Link blog. We use this information to better understand you and our business, facilitate site navigation, provide the services or information you request, and enhance the Investment Link service. We will not disclose any information to third parties that could be used to identify you personally.
Personal Information means personally identifiable information such as information you provide via mail, email, over the phone, forms, surveys, applications, subscriptions, or any other online fields on our Site. When you or any other person on your behalf choose to subscribe or started the subscription process to create an account or otherwise sign up with Investment Link, we may also collect certain personal information about you and your spouse or partner, including user name, password, account numbers, full legal name, email address, permanent address, date of birth, retirement date and age, social security number, gender, detailed information on retirement and nonretirement accounts, types of investments, and information about personal financial situation and status. Additionally, once you enter and submit your user name and password, the Site will recognize who you are and will collect all information that you submit, including all electronic instructions (including all transaction information), and any information collected about you from this Site may be associated with other identifying information that we have about you.
Referral Discount Program
Investment Link offers and manages a referral program. The program potentially allows our customers to permanently lower their subscription fee for referring other individuals who ultimately become a client of Investment Link. Participation in our referral program is free and voluntary. By participating, you or any other person on your behalf may provide us with certain information about you and the person to whom you refer our service to, such as the full name and e-mail address. We treat this information like all other personal information and in accordance with this Policy.
Employers and Organizations Discount Program
Investment Link offers a discount program for all current and former employees and members of subscribed employers or organizations. When such employer or organization registers with Investment Link to receive a permanent discount code, we will collect information on both the employer or organization and its employees or members, including but not limited to, the employer’s or organization’s name, address, contact information, requester’s name and contact information, and other relevant information. In addition, when the employee or the member visits our Site we will collect their information according to this Policy.
Financial Professionals Discount Program
Investment Link offers a discount program for financial professionals to extend a permanent discount to their clients. When such financial professional registers with Investment Link to receive a permanent discount code, we will collect the information on the financial professional’s organization, financial professional, and their clients, including but not limited to, the organization’s name, address, contact information, and other relevant information. We will also collect certain personal information about the financial professional, including, but not limited to, full name, title, dates of birth, addresses, length of service with their organization, gender, email addresses, and other contact information. In addition, when the financial professional provides their client’s information to Investment Link, we will collect their information according to this Policy.
Other Ways We Collect Information
We may collect various other types of personal information from you if you contact us or otherwise give it to us (e.g., in an email, phone call, or through any other way you communicate with us).
E-mail and Marketing
Investment Link does not sell, rent, or trade any e-mail addresses, nor will we provide your personal information to third parties for their marketing purposes.
We recommend that you do not send us any individual personal information via non-secure methods of correspondence, including via public electronic communication channels, such as Internet e-mail, which are generally not secure.
Investment Link Site may use a variety of technologies, such as cookies, pixels, web beacons, and similar mechanisms, to collect information that helps us understand how our site is used. Specifically, when you visit our Site, we or our third-party service providers may automatically collect a variety of technical and navigational information about you via these technologies. We also may use similar tracking technologies in emails that we or our third-parties send to you on our behalf. This information may be used, for example, to alert you to software compatibility issues or to resolve technical or service problems. We also analyze this information, with the assistance of our service providers, to improve our web design and functionality, to enhance our ability to serve you and your accounts, and to tailor our communications to you regarding our products and services.
Cookies are pieces of information stored directly on the device you are using. Cookies allow us to collect information such as browser type, time spent on the Site, pages visited, language preferences, and your relationship with us. We use the information to facilitate navigation, to display information more effectively, to personalize/tailor your experience while engaging with us, and to recognize your device to allow your use of our online products and services. We collect statistical information about the usage of the Site in order to continually improve the design and functionality, to monitor responses to our advertisements and content, to understand how account holders and visitors use the Site and to assist us with resolving questions regarding the Site. We also utilize cookies for advertising purposes.
If you choose not to accept cookies your use experience may become less accessible.
We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience on our Site. This type of information is collected to make the Site more useful to you and to tailor the experience with us to meet your special interests and needs.
Some of the ways the cookies can be used:
Functionality cookies enable you to move around a website and use its features, including accessing secure areas of the website. Without these cookies, services you have asked for may not be provided. These cookies also allow a website to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, a website may be able to provide you with local weather reports or traffic news by storing in a cookie the region in which you are currently located. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you may have customized. They may also be used to provide services you have asked for such as watching a video or commenting on a blog.
Performance cookies are used to improve how a website works. They collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don’t collect information that identifies a particular individual visitor, as the information is aggregated only.
Targeting or Advertising cookies are used to deliver advertisements that may be relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator’s permission. They remember that you have visited a website and this information may be shared with other organizations such as advertisers.
We and our third-party service providers use these technologies to customize and improve your experience with our Site. Cookies store anonymous information, such as whether you viewed the Site from your mobile device. We may store some personal information in a cookie and/or pixel, such as the website that you visited immediately prior to visiting our Site and relevant financial information that allows us to enhance your user experience and for marketing purposes. Additionally, we and our third-party service providers may use a cookie and/or pixel that only stores anonymous information to track visitors across websites to better customize our marketing and advertising campaigns.
Most Web browsers automatically accept cookies, but you can refuse to accept these cookies and most devices and browsers offer their own privacy settings for cookies. You will need to manage your cookie settings for each device and browser you use. However, if you do not accept these cookies, you may experience some inconvenience in your use of the Site and some online products and services. For example, we will not be able to recognize your device and you may not be able to fully experience the interactive features of the Investment Link services.
Pixels are small code blocks on a website that allow for another server to measure viewing of a webpage and often are used in connection with cookies. If you choose not to accept cookies or pixels your use experience may become less accessible.
We use third-party analytics tools, including “Google Analytics”, to collect information about the usage of our Site, but not your personal information. These third parties may set a cookie on the device used to access our Site and may use web beacons to collect information about your activity on our Site. We use this information to improve our Site, engage in analysis, auditing, research, and reporting.
Investment Link and these third-party online advertising companies may use the data collected, along with other information we have about you and your Investment Link relationships, to serve relevant ads to you. The advertisements may be relevant to your interests, as determined by your activity on our Site and non-Investment Link websites. These are known as “interest-based advertisements.”
You may opt-out of receiving interest-based advertisements from online advertising companies. For more information about interest-based advertising please see www.networkadvertising.org/managing/opt_out.asp.
How We Handle Your Personal Information
Investment Link does not sell, rent, or trade the personal information about current or former clients or their accounts to third parties.
How We Use Your Personal Information
We will use your personal information to respond to your inquiries and requests, provide customer support, and operate and maintain your account, personalize your experience on our Site, inform you about important information regarding our Site, changes to terms, conditions, policies, and other administrative information.
Additionally, we may use your personal information to contact you regarding our own services or resources that we think may be of interest to you, allow you to participate in surveys and other forms of market research, sweepstakes, contests and similar promotions and to administer these activities. If you no longer wish to receive such marketing communications from us, please click the “unsubscribe” link that can be found in each email message.
We may from time to time aggregate some of your personal information in certain data analysis, reports, or other interpretations of investment trends, including data analysis, audits, developing and improving products and services, enhancing our Site, identifying usage trends and determining the effectiveness of promotional campaigns for both internal and external purposes. When aggregating personal information, we make sure that the information is not identifiable to any particular client.
Third-Party Service Providers
In general, the third-party service providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.
We may use various service providers to operate our Site and employ other persons to perform work on our behalf, such as sending postal mail and emails. These persons may have access to the personally identifiable information you submit through our Site, but only for the purpose of performing their duties. These personnel may not use your personally identifiable information for any other purpose.
However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your transactions. For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.
Compliance with Laws
We do not automatically collect personally identifiable information from visitors to our Site, except to the extent we are required to do so pursuant to some statute or regulation applicable to us. We will not provide any personally identifiable information to any other persons, except if we are required to make disclosures by any law, any government or private parties in connection with a lawsuit, subpoena, investigation or similar proceeding.
How We Share Your Personal Information
We may disclose personal information, without notice, in response to service of legal process, such as a court order, summons, or subpoena, or as permitted or required by law when we reasonably believe it is necessary or appropriate to investigate, prevent, or take action regarding illegal activities, suspected fraud (including identity theft), situations involving potential threats to the physical safety of any person, or suspected violations of any of our policies, terms, conditions, and agreements.
Sharing Information with Other Companies Permitted Under Law
To provide financial services and for everyday business purposes, we may share your personal information with third parties, including consumer identification verification services, public accounting firms, and certain other service providers (including companies that perform marketing and analytics services). If such services are employed, we would have entered into agreements that require that these third parties keep this information confidential.
Other Important Information
Investment Link takes reasonable steps to protect your personal information from loss, misuse, unauthorized access, alteration, disclosure, or destruction. When you or any other person on your behalf enter sensitive information, such as a credit card number or any financial information, on our forms, we or our third-party service providers protect the transmission of that information using various technologies. We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. Please note that no method of transmission over the Internet, or method of electronic storage, is 100% secure, however.
Investment Link is not to be used by anyone under the age of 18 and, as such does not knowingly or intentionally collect personal information from anyone under the age of 18, and no part of our website is structured to attract anyone under the age of 13. If a parent or guardian becomes aware that his or her child under the age of 18 has created an account with Investment Link and/or provided us with personally identifiable information, please contact us at firstname.lastname@example.org. Additionally, if we become aware at any point that a child under the age of 18 is using our service, we will terminate his or her account.
Social Media and Links to Other Sites
Your Rights as a California Resident
Residents of California have the right to request from us certain information with respect to the types of personal information we share with third parties for those third parties’ direct marketing purposes and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year. To exercise your rights, you may make one request each year by emailing us at email@example.com. Your request should specify your full name and the email address you used when submitting personal information to us.
Your Rights as a Vermont Resident
We do not share nonpublic personal financial information we collect about Vermont residents to non-affiliated third parties except for our everyday business purposes or as otherwise permitted by law. If you wish to revoke any authorization to share your nonpublic personal financial information, which you have provided to us, please contact us at firstname.lastname@example.org. Please note, however, that we will not be able to provide you with services through Investment Link without the ability to share this financial information.
The Investment Link Site is designed for residents of the United States only. The information provided on this Site or in any communication containing a link to this Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Investment Link to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained on this Site constitutes a solicitation or offer by Investment Link to buy or sell any securities or other financial instruments or provide any investment advice or service.
Changes to this Policy
Investment Link reserves the right to amend this Policy at any time without notice. You may be asked to provide your consent to the updated versions of this Policy in the event of a material change to the information contained within it. The current version of this Policy can be accessed at www.myinvestmentlink.com at the bottom of the page.
How You Can Help Protect Yourself
The internet offers access to a world of products and services, entertainment and information. At the same time, it creates opportunities for scammers, hackers, and identity thieves. Learn how to protect your computer, your information, and your online files.
Source: Federal Trade Commission
Limiting Unwanted Calls & Emails
Some phone calls and emails are important, some can be annoying, and others are just plain illegal. Learn how to reduce the number of unwanted messages you get by phone and online.
Source: Federal Trade Commission
While identity theft can happen to anyone, there are some things you can do to reduce your risk. If you think someone is using your personal information to open accounts, file taxes, or make purchases, visit IdentityTheft.gov to report and recover from identity theft.
Source: Federal Trade Commission
We welcome your inquiries or comments. Please contact us by mail or email:
LAST AMENDED DATE:
August 1, 2018
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